How Much Does It Cost To Own A Dog?

As a massive dog-lover, I think there’s nothing better than having a canine companion. However, it is quite costly, even if you have a rescue. Unfortunately, if you are not in the best financial situation, it is probably not in your best interest to adopt a dog. 

“Owning a dog is a huge responsibility. As another member of your household, their daily living expenses will become part of your monthly non-discretionary expenses,” noted Cassie Denger, the Client Relationship Specialist at Fort Pitt, while speaking to NBC in February 2020.

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According to Money Under 30, during the first year of pet ownership, you should be prepared to spend around $1,000 on your precious pup. Typically, adoption costs range from $50 to $600, and that price can get steeper if you choose to purchase from a breeder. For instance, on average, a Goldendoodle will cost you around $2,500. 

After you bring home your furry friend, you will need to take them to the vet for their vaccinations, which will cost about $50 to $300. It is also recommended to get your pup either spayed or neutered. Those procedures range from $20 to $300. 

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When you first get a dog, you will also need to purchase bedding, toys, and food bowls. Now you can get these items relatively cheap if you shop around. Just a little pro-tip -- I always get my dog supplies from Ross or Marshalls because the discounts are pretty darn good. I do, however, tell my dog that everything I buy for her is from Restoration Hardware, otherwise, she will have a massive tantrum. 

Every month, you should set aside about $20 to $60 for the cost of dog food. If your very good boy or girl is on the bigger side, you will need to dole out more cash for their kibble. According to NBC, “dog owners spend between $250 and $700 per year on food and treats.”

Going to the vet is possibly the most expensive aspect of pet ownership. Even if your dog is in perfect health, they still should go to the vet at least once a year. On average, pup parents with no major health issues spend about “$700 to $2,000 per year” at the vet. To help lessen the cost of your dog’s medical care, it may be a good option for you to look into pet insurance. 

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“The cost of pet ownership is unpredictable, so it is always better to prepare for the unexpected – especially because it is almost definite that every pet during its lifetime will have a major vet bill,” explained Brandi Hunter, vice president of public relations and communications at the American Kennel Club.

If you work, you should also keep boarding costs in mind. Reader’s Digest reported that “the average cost of doggy daycare is between $12 to $38 for a full day or $240 to $550 per month.”